![]() If you have a record of a transaction that does not appear on the statement, the transaction may still be pending or may not have been presented to the credit union. To reconcile the statements, match each transaction in the statement to the transactions in your register and place a mark next to the transaction in your register for each transaction that matches the statement. When you receive your monthly statement from your credit union, balance, or reconcile, the statement to your checkbook register.Update your balance in your checkbook register by keeping track of each withdrawal and deposit as they occur.Destroy voided or unused checks and deposit slips.Use restrictive endorsements, such as “For Deposit Only,” when appropriate.If you make a mistake on a check, write “VOID” across the check’s face, tear up the check, and write a new one.Write the check amount to the left of the amount line. ![]() Make sure the number and written words you write for the check amount match.Print the correct date on the check. Do not post-date a check.Record the transaction and update the balance after writing a check.Always check your balance to make sure you have enough money before writing a check.Endorsing a check means to sign the back of the check to make it “cashable.” For example, if you write a check to your friend, your friend would endorse the check to get the cash or the deposit the amount into his or her account. The back of the check has an endorsement area. There is also important information printed on the back of your checks: Routing and Account numbers. These numbers are helpful when setting up direct deposit or an automatic withdrawal/deposit.Your financial institution’s number and branch.The number is used to identify each check written. Your address and phone number are sometimes included. What is on the Check That You Will Need to Know Did you know that the line you sign on is actually micro-sized text that forms a line? This is one of many security features on a check. You can use this area to remind yourself why you wrote the check or to record the account number of the bill you are paying. This prevents anyone from adding an additional amount after what you have written. After writing out the amount of the check, draw a line to the end. The dollar amount of the check in words.The dollar amount of the check in numbers.This prevents anyone from adding an additional name on your check. After writing the name, you can draw a line to the end. This is where you write the name of the person or company to whom you will give the check. To complete your checks, you will need to fill in the following pieces of information:
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